What is Business Start Up Loan?

A variety of loan products which assist with launching or funding a small business, including business or personal credit cards, credit line builders and even equipment financing. Either excellent personal credit will be necessary, but generally not collateral. Funding available up to $250,000 for qualified clients!

If you’re interested in a more traditional loan to get working capital and grow your business, we have three small business startup loans that can help you get the cash you need. These three products—equipment financing, business credit cards, and the credit line builder—are great options if you have a strong personal credit score and are looking to build up your business credit, too.

Is It for Me?

The bank is the place to go for a loan when you can prove that you don’t need one.  If you’re a start-up with less than 2 years in business, a bank won’t even look at you.  If you have excellent credit, you should be leveraging that!  We can arrange up to $250,000 in unsecured credit lines to give you cash-flow to launch your business.  No collateral required!

This is also a wonderful solution for existing businesses that need cash-flow tools.

Get financing for whatever you need now

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Features of Small Business Start Up Loan

All loans are not created equal, a Small Business Start Up Loan has become a great option for people to use. We arrange for you several business credit cards at 0 % APR to launch your business to the next level.  Or pay no interest for up to 24 months with personal credit cards.

For personal credit lines, pay only a monthly minimum payment of approximately 1.5% towards the principle of whatever has been spent.  After the introductory period ends, pay the principle in full or start paying interest-only.  However, our clients generally receive balance transfer offers of 0% for 12-18 months virtually indefinitely.  Keep kicking the can down the road, kiss interest goodbye!

  • We can arrange up to $300,000 at once in unsecured financing for the right – client.
  • Funding in 4-6 weeks
  • No income verication

Maximum Cash In Hand


Loan Terms

Credit lines with are revolving, and the 0 APR period lasts up to 24 months.

Cost to Capital

For every dollar you borrow, you’ll pay about 1.10-1.15 back (that’s a yearly rate of 5-7.5%).


It can take on average 4-6 weeks for funding to be completed from your first contact with us, but can be done in as little as 2 weeks.


Must have excellent credit to apply (680 FICO and above)

Will affect your personal credit temporarily

Not good for quick, emergency funding needs


Revolving, so any principle you pay back, you can withdraw again

Unsecured, no collateral required

Great for start-ups and for existing businesses

No minimum time in business

Pay no interest for up to 24 months, so you have time to make money

What Do I Need to Qualify?

Your 3-Bureau Credit Score

We underwrite the underwriters!  To get your pre-approval, please send us a recent complete personal credit history from all 3 credit bureaus!

On submitting you application, please make note if any credit lines are only authorized user accounts, and complete our preapproval form.  Don’t worry, even if there wasn’t completely smooth sailing over years, we are still here to help guide you what to do

Apply for Credit Lines