What is Equipment Financing?

Equipment financing is a term loan towards the purchase of business equipment by using that equipment as collateral. Available even for start-ups!

Equipment financing can be a fast and simple way to fund up to 100% of the value of equipment needed to run your business. Qualifying businesses can borrow funds to purchase necessary equipment, everything from trucks and bulldozers to computers, and the equipment itself serves as collateral for the loan. In the form of a Sale Leaseback Agreement, you may be able to borrow money against equipment you already own, and use that cash for expansion or other needs.

Is It for Me?

Manufactures, truckers or any other heavy-equipment industries that want 5-year terms, with monthly paybacks, and a low-doc solution even for start-ups.

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Features of Equipment Financing

All loans are not created equal, Equipment Financing has become a great option for people to use.

Maximum Cash In Hand

100% of the equipment cost

Loan Terms

Up to 5 years

Cost to Capital

8 – 30% APR


As little as 4 business days.


Down payment may be required

May be locked into 5-year contract

May have large buyout at end of term

May need good depth to Personal Guarantor's credit history


Quick access to financing

Low-doc options available

Better credit provides cheaper capital

Approvals will depend on your company's affordability

What Do I Need to Qualify?

One-page Application
3 months of bank statements
May need 2 years of financials for larger loans

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